@inproceedings {260562,
	author = {Steven P. Ketchpel and Hector Garcia-Molina and Andreas Paepcke and Scott Hassan and Steve Cousins},
	title = {{UPAI}: A Universal Payment Application Interface},
	booktitle = {2nd USENIX Workshop on Electronic Commerce (EC 96)},
	year = {1996},
	address = {Oakland, CA},
	url = {https://www.usenix.org/conference/2nd-usenix-workshop-electronic-commerce/upai-universal-payment-application-interface},
	publisher = {USENIX Association},
	month = nov
}
